Travel Insurance Guide

Protect your Portuguese adventure with the right coverage

Coverage Options

Basic Coverage

From €20/week

Includes:

  • Emergency medical expenses
  • 24/7 emergency assistance
  • Lost passport assistance
  • Basic baggage coverage

Recommended for:
Short trips, budget travelers

Standard Coverage

From €30/week

Includes:

  • Higher medical coverage
  • Trip cancellation
  • Lost baggage
  • Travel delay coverage
  • Personal liability

Recommended for:
Most travelers, medium-length trips

Premium Coverage

From €45/week

Includes:

  • Comprehensive medical coverage
  • Extended trip cancellation
  • Adventure activities coverage
  • Electronics coverage
  • Car rental insurance
  • Flight accident coverage

Recommended for:
Long trips, luxury travelers, adventure activities

Recommended Providers

World Nomads

4.5/5
  • Adventure activities coverage
  • Flexible plans
  • Good for backpackers

SafetyWing

4.3/5
  • Monthly subscription
  • Digital nomad friendly
  • COVID-19 coverage

Allianz

4.7/5
  • Comprehensive coverage
  • Established company
  • Multiple plan options

What to Look For

Medical Coverage

  • Emergency medical expenses
  • Hospital coverage
  • Emergency evacuation

Trip Protection

  • Cancellation coverage
  • Trip interruption
  • Delay compensation

Baggage

  • Lost luggage
  • Delayed baggage
  • Personal belongings

Activities

  • Adventure sports
  • Water activities
  • Equipment coverage

Frequently Asked Questions

Do I need travel insurance for Portugal?

While not always mandatory, travel insurance is highly recommended to cover unexpected medical expenses, trip cancellations, and lost belongings.

What should my policy cover?

Look for policies that include medical coverage, trip cancellation, lost baggage, and emergency evacuation. Consider additional coverage for specific activities.

When should I buy travel insurance?

Purchase insurance as soon as you book your trip to ensure maximum coverage for potential cancellations or pre-trip issues.

Ready to Get Covered?

Compare quotes from our recommended providers and get the best coverage for your trip.

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